Should your broker provide a Risk Engineer to advocate for YOU during Risk Assessments

Having an engineer from the broker’s side represent the insured during annual risk engineering inspections can be beneficial for several reasons: Why It Might Be Beneficial: Why it might not be beneficial Conclusion: Ultimately, the decision should be based on the specific needs and circumstances of the insured. If the insured’s operations are complex and … More Should your broker provide a Risk Engineer to advocate for YOU during Risk Assessments

Understanding and Managing Corrosion Under Fireproofing in Refineries

Corrosion under fireproofing (CUF) poses a significant threat to the integrity of refinery structures and piping systems. Due to the high temperatures and corrosive environments typical of refinery operations, maintaining fireproofing materials is crucial for safety and efficiency. However, fireproofing materials can conceal corrosion, making detection and maintenance challenging. In this article, we’ll explore the … More Understanding and Managing Corrosion Under Fireproofing in Refineries

When does gravel make sense for Solar Facility Fire Protection? I asked AI.

A Chat with Bing over Solar Farm Fire Risks and Premium Calculations Sent by you: Help me create a presentation of the cost benefit analysis for a 50 Mw solar farm in California. The issue is whether to clear all vegetation and replace it with gravel or to continue to mow and cut the vegetation … More When does gravel make sense for Solar Facility Fire Protection? I asked AI.

The most common risk recommendations for Chemical Manufacturers.

When conducting risk assessments for chemical manufacturing plants, insurance company risk engineers often make recommendations to enhance safety and reduce potential risks. Here are some common risk reduction suggestions: Implementing these recommendations can significantly reduce the risk profile of chemical manufacturing plants, enhancing overall safety and ensuring compliance with industry standards

What is a “Prudent Uninsured?”

When dealing with a transformer failure and uncertainty about insurance coverage, it’s crucial to act prudently. Here’s a detailed approach: 1. Initial Assessment: Safety First: Ensure the area is safe, and there’s no immediate risk to personnel or the plant’s operation. Transformer Inspection: Perform a thorough inspection to verify the internal damage indicated by testing. … More What is a “Prudent Uninsured?”

High Temperature Hydrogen Attack for energy underwriters.

High Temperature Hydrogen Attack (HTHA) is a critical concern in the energy industry, particularly for underwriters assessing risk in facilities that handle high-pressure hydrogen-containing environments, such as refineries and petrochemical plants. HTHA occurs when hydrogen atoms diffuse into the steel structure of equipment, causing severe damage over time. This phenomenon is of utmost importance for … More High Temperature Hydrogen Attack for energy underwriters.

When should you replace a power transformer.

Let’s dive into the decision-making process for replacing power transformers before they fail but at the optimal end of life. This is a critical aspect of risk management in the energy industry. I’ll break down the key considerations and provide examples where relevant. 1. Transformer Condition Assessment: 2. Life Expectancy Analysis: 3. Risk Assessment: 4. … More When should you replace a power transformer.

It’s not all about conscious problem solving. How does the subconscious help manage risk?

I’d like to better understand the interaction of the subconscious with other brain functions such as memory, problem solving and worry. The subconscious mind plays a significant role in various brain functions, including memory, problem-solving, and worry. Let’s explore how it interacts with each of these functions: It’s important to note that the relationship between … More It’s not all about conscious problem solving. How does the subconscious help manage risk?